Thank you for applying for an account with Direct Wholesale Supplies Pty Ltd.
This online application service has been provided so we can process your application as quickly as possible.
To complete your application, we will ask for the following information to be provided:
If you require any assistance with your application, please contact our accounts department on 0417 765 923
The types of personal information we may collect and hold includes (but is not limited to) personal information about:
Personal information that we collect and may hold include:
You are not obliged to provide personal information to CreditorWatch. However in many cases, if you do not provide your personal information to us, we may not be able to supply the relevant product or service that you have requested from us.
If it is necessary to provide specific services to you, we may collect sensitive information about you. Under the Privacy Act, “sensitive information” includes but is not limited to information or an opinion about an individual’s racial or ethnic origin, religious belief, or criminal record and also includes health information about an individual. However, we will only collect sensitive information from you if you agree to provide it to us, you authorise us to obtain it from a third party or where the collection of the information is required or authorised by or under an Australian law or a Court/Tribunal order or otherwise where the collection is not prohibited under the Privacy Act. We will only use sensitive information in accordance with the Privacy Act and for the purpose for which it is provided.
We collect personal information in the following ways:
We may also collect information about you from third party suppliers and government database services.
We store personal information in computer storage facilities and paper-based files. We take steps to protect your personal information against loss, unauthorised access, use modification or disclosure. Some examples of the steps we take to protect your personal information include:
Information that may identify you as a user may be gathered during your access with our website.
Our website includes pages that use ‘cookies’. A cookie is a unique identification number that allows the server to identify and interact more effectively with your computer. The cookie assists us in identifying what our users find interesting on our website.
A cookie will be allocated each time you use our website. The cookie does not identify you as an individual in our data collection process, however it does identify your Internet Service Provider.
CreditorWatch, or its related body corporates in the ATI Group, may collect some personal information that is a government related identifier.
Personal information from identity documents may be provided to the document issuer or official record holder via third party systems for the purpose of confirming your identity, for example, the Australian Government’s Document Verification Service (DVS). Where CreditorWatch does collect government related identifiers, they are maintained on a separate database for audit and compliance purposes.
CreditorWatch may use or disclose a government related identifier where:
We collect, hold, use and disclose personal information for a variety of business purposes including:
We also collect, hold, use and disclose your personal information to:
If you do not wish to disclose your personal information for the purpose of direct marketing or you would like to opt-out of receiving direct marketing communications, you can do so by contacting the CreditorWatch Privacy Officer using the contact details set out below, or by following the instructions to unsubscribe which are contained in a communication that you receive from us.
The ATI Group and Related Companies
The ATI Group includes our parent company Australian Technology Innovators Pty Ltd, LEAP Legal Software Pty Ltd, InfoTrack Group Pty Ltd and their subsidiaries, CNCNA Pty Ltd (trading as eCompanies), InfoTrack Limited (NZ), InfoTrack Group Limited (UK) and its subsidiaries, and LotSearch Pty Ltd. Different companies within the ATI Group provide different services.
The ATI Group may share information with our integration partners to ensure the smooth running of the services which we, and they, provide. These partners include Sympli Pty Ltd, Practice Evolve Group Pty Ltd and its subsidiaries, Legal Software Developments Pty Ltd and its subsidiaries, and other partners as mentioned on our website and updated from time to time. At times, we may need to provide personal information to them to help them run their businesses or for reporting purposes. We may also share your personal information within the wider Australian Technology Innovators Pty Ltd group companies (ATI Group) and with our service providers for the purposes outlined above.
Third Party Service Providers
We may disclose your personal information to third party service providers who assist us in providing the services you request, including public authorities and providers of information services.
We may also disclose your personal information to third parties who work with us in our business to promote, market or improve the services that we provide, including:
We may also combine your personal information with information available from other sources, including the entities mentioned above, to help us provide better services to you.
Where we do share information with third parties, we require that there are contracts in place that only allow use and disclosure of personal information to provide the service and that protect your personal information in accordance with the Privacy Act. Otherwise, we will disclose personal information to others if you’ve given us permission, or if the disclosure relates to the main purpose for which we collected the information and you would reasonably expect us to do so.
As a credit reporting agency, we may share your credit information in accordance with industry consumer credit reporting standards including:
These standards ensure that your personal information in relation to your consumer credit is managed regarding:
We do not presently disclose personal information to any organisations located overseas; however, we do disclose information in Australia, for the purposes described above, to some multinational organisations that are located both in Australia and overseas, including the United Kingdom, the United States and New Zealand.
If you are a resident of the European Union for the purposes of the GDPR, then in addition to what is set out above, the following applies to you.
In providing services to you, CreditorWatch may make use of a number of automated processes using your Personal Information and your activity on our site as tracked by us, in order to provide more tailored and relevant services to you.
In addition to your rights set out above, you may update or rectify any of your Personal Information that we hold about you, in the manner described in the “How you can access your personal information” paragraph above.
You have a right to request access to your personal information which we hold about you and to request its correction. You can make such a request by contacting the CreditorWatch Privacy Officer using the contact details set out in this policy.
We will respond to any such request for access as soon as reasonably practicable. Where access is to be given, we will provide you with a copy or details of your personal information in the manner requested by you where it is reasonable and practicable to do so.
We will not charge you a fee for making a request to access your personal information. However, we may charge you a reasonable fee for giving you access to your personal information.
In some cases, we may refuse to give you access to the information you have requested or only give you access to certain information. If we do this, we will provide you with a written statement setting out our reasons for refusal, except where it would be unreasonable to do so.
We will take such steps (if any) as are reasonable in the circumstances to make sure that the personal information we collect, use or disclose is accurate, complete, up to date and relevant.
If you believe the personal information we hold about you is inaccurate, irrelevant, out of date or incomplete, you can ask us to update or correct it. To do so, please contact us using the contact details listed below.
If we refuse your request to correct your personal information, we will let you know why. You also have the right to request that a statement be associated with your personal information that says you believe it is inaccurate, incomplete, irrelevant, misleading or out of date.
CreditorWatch Privacy Officer
GPO Box 4029 Sydney NSW 2001
1800 738 524
We will acknowledge and investigate any complaint about the way we manage personal information as soon as practicable. We will take reasonable steps to remedy any failure to comply with our privacy obligations. If you are unhappy with our handling of the complaint, you may contact the Australian Information Commissioner.
Last update: 29 May 2019
SCOPE & PURPOSE
We respect your rights to privacy under the Privacy Act 1988 (Cth) (Act) and we comply with all of the Act’s requirements in respect of the collection, management and disclosure of your personal information.
We may collect the following types of personal information:
• mailing or street address
• email address
• telephone number
• facsimile number
• age or birth date
• profession, occupation or job title
• details of the products and services you have purchased from us or which you have enquired about, together with any additional information necessary to deliver those products and services and to respond to your enquiries
• any additional information relating to you that you provide to us directly through our websites or indirectly through use of our websites or online presence, through our representatives or otherwise
• information you provide to us through our service centre, customer surveys or visits by our representatives from time to time
We may also collect some information that is not personal information because it does not identify you or anyone else. For example, we may collect anonymous answers to surveys or aggregated information about how users use our website.
HOW WE COLLECT YOUR PERSONAL INFORMATION
We collect your personal information directly from you unless it is unreasonable or impracticable to do so. When collecting personal information from you, we may collect in ways including:
• through your access and use of our website;
• during conversations between you and our representatives; or
• when you complete an application or purchase order.
We may also collect personal information from third parties including:
• from third party companies such as credit reporting agencies, law enforcement agencies and other government entities.
We may log IP addresses (that is, the electronic addresses of computers connected to the internet) to analyse trends, administer the website, track users movements, and gather broad demographic information.
IF DIRECT WHOLESALE SUPPLIES PTY LTD CAN’T COLLECT YOUR PERSONAL INFORMATION
If you do not provide us with the personal information described above, some or all of the following may happen:
• we may not be able to provide the requested products or services to you, either to the same standard or at all;
• we may not be able to provide you with information about products and services that you may want, including information about discounts, sales or special promotions; or
• we may be unable to tailor the content of our websites to your preferences and your experience of our websites may not be as enjoyable or useful.
COLLECTING, HOLDING AND DISCLOSING YOUR PERSONAL INFORMATION
We collect personal information about you so that we can perform our business activities and functions and to provide best possible quality of customer service.
We collect, hold, use and disclose your personal information for the following purposes:
• to provide products and services to you and to send communications requested by you;
• to answer enquiries and provide information or advice about existing and new products or services;
• to provide you with access to protected areas of our website;
• to assess the performance of the website and to improve the operation of the website;
• to conduct business processing functions including providing personal information to our related bodies corporate, contractors, service providers or other third parties;
• for the administrative, marketing (including direct marketing), planning, product or service development, quality control and research purposes of [DIRECT WHOLESALE SUPPLIES PTY LTD], its related bodies corporate, contractors or service providers;
• to provide your updated personal information to our related bodies corporate, contractors or service providers;
• to update our records and keep your contact details up to date;
• to process and respond to any complaint made by you; and
• to comply with any law, rule, regulation, lawful and binding determination, decision or direction of a regulator, or in co-operation with any governmental authority of any country (or political sub-division of a country)
To whom may we disclose your information?
We may disclose your personal information to:
• our employees, related bodies corporate, contractors or service providers for the purposes of operation of our website or our business, fulfilling requests by you, and to otherwise provide products and services to you including, without limitation, web hosting providers, IT systems administrators, mailing houses, couriers, payment processors, data entry service providers, electronic network administrators, debt collectors, and professional advisors such as accountants, solicitors, business advisors and consultants;
• suppliers and other third parties with whom we have commercial relationships, for business, marketing, and related purposes; and
• any organisation for any authorised purpose with your express consent.
We may combine or share any information that we collect from you with information collected by any of our related bodies corporate (within Australia).
DIRECT MARKETING MATERIALS
We may send you direct marketing communications and information about our products and services that we consider may be of interest to you. These communications may be sent in various forms, including mail, SMS, fax and email, in accordance with applicable marketing laws, such as the Spam Act 2003 (Cth). If you indicate a preference for a method of communication, we will endeavour to use that method whenever practical to do so. In addition, at any time you may opt-out of receiving marketing communications from us by contacting us (see the details below) or by using opt-out facilities provided in the marketing communications and we will then ensure that your name is removed from our mailing list.
DIRECT WHOLESALE SUPPLIES PTY LTD may provide your contact information to business partners, supply line partners and other organisations for the purposes of direct marketing only where it is relevant for you, the recipient to do so.
ACCESSING AND CORRECTING YOUR PERSONAL INFORMATION
You may request access to any personal information we hold about you at any time by sending an email to email@example.com. Where we hold information that you are entitled to access, we will try to provide you with suitable means of accessing it (for example, by mailing or emailing it to you).
There may be instances where we cannot grant you access to the personal information we hold. For example, we may need to refuse access if granting access would interfere with the privacy of others or if it would result in a breach of confidentiality. If that happens, we will give you written reasons for any refusal.
If you believe that personal information we hold about you is incorrect, incomplete or inaccurate, then you may request us to amend it. We will consider if the information requires amendment. If we do not agree that there are grounds for amendment then we will add a note to the personal information stating that you disagree with it.
DISCLOSURE OF PERSONAL INFORMATION TO ANYONE OUTSIDE AUSTRALIA
We may disclose personal information to our related bodies corporate and third party suppliers and service providers located overseas for some of the purposes listed above.
We take reasonable steps to ensure that the overseas recipients of your personal information do not breach the privacy obligations relating to your personal information.
We take reasonable steps to ensure your personal information is protected from misuse and loss and from unauthorised access, modification or disclosure. We may hold your information in either electronic or hard copy form. Personal information is destroyed or de-identified when no longer needed.
As our website is linked to the internet, and the internet is inherently insecure, we cannot provide any assurance regarding the security of transmission of information you communicate to us online. We also cannot guarantee that the information you supply will not be intercepted while being transmitted over the internet. Accordingly, any personal information or other information which you transmit to us online is transmitted at your own risk.
Our website may contain links to other websites operated by third parties. We make no representations or warranties in relation to the privacy practices of any third party website and we are not responsible for the privacy policies or the content of any third party website. Third party websites are responsible for informing you about their own privacy practices.
BREACH OF PRIVACY
If you believe that your privacy has been breached, please contact us using the contact information below and provide details of the incident so that we can investigate it. Our procedure for investigating and dealing with privacy breaches is located below.
We will treat your requests or complaints confidentially. Our representative will contact you within a reasonable time after receipt of your complaint to discuss your concerns and outline options regarding how they may be resolved. We will aim to ensure that your complaint is resolved in timely and appropriate manner.
COMPLAINTS HANDLING POLICY
The goal of the complaints handling process is to achieve an effective resolution of your complaint within a reasonable time frame.
Making a complaint
A complaint can be reported verbally (by telephone or in person) or in writing (letter or email) to the Privacy Officer.
The complaint must include the following information:
• Contact Number
• Email address
• Who your complaint is about
• What your complaint is about – why your privacy has been breached, what happened, where it happened and when it happened. We request that you provide as much detail as possible
• The impact of the breach on you
• The outcome you wish to see from making this complaint
For privacy reasons we only accept complaints made by the person involved or an authorised representative. If you wish to complain on behalf of another person, please provide proof of authority to do so.
Once the complaint has been received the Privacy Officer will acknowledge and record the complaint via our internal Privacy Complaint Register.
The Privacy Officer may liaise with the complainant to seek further information from them and in these circumstances they should be prepared to give as much detail as possible, including any additional documentation. This will enable the contact to impartially investigate the matter to determine an appropriate solution. The investigation process will be documented and all details will be kept confidential. Once the outcome of the complaint has been handled, the complainant will be advised of the decision in writing. The reasons for the decisions will be outlined.
Where possible, complaints will be resolved within 30 days of being received.
TERMS AND CONDITIONS
These Standard Terms and Conditions of sale (“the Conditions”) apply to any sale of items, equipment or services of DIRECT WHOLESALE SUPPLIES PTY LTD (“Direct Wholesale”) or, where a quotation is made, shall form part of that quotation.
Direct Wholesale may vary the Conditions from time to time, and the Conditions as varied shall be published on the Direct Wholesale website. The purchaser agrees that the ordering of any goods or services after the publication of the variation of the Conditions on the website will be an acceptance by the purchaser of the varied Conditions.
No variation or cancellation of any of the Conditions shall be binding on Direct Wholesale unless agreed by a responsible officer of Direct Wholesale in writing. No agent or representative has the authority to waive or alter the Conditions.
The purchaser or anyone purporting to act on behalf of the purchaser may place orders for goods or services with Direct Wholesale by telephone, email, in writing or by facsimile transmission.
In the event of a conflict between the Conditions and those which may be included in, or implied by, any document forming part of any enquiry, specification, order or contract then the Conditions shall prevail unless they are expressly varied by Direct Wholesale in writing. If any Condition is contrary to or excluded by law then the Conditions shall be modified but only to the extent of excluding that part of the Conditions so affected.
A quotation is not to be construed as an offer or obligation to sell and Direct Wholesale reserves the right to decline any order for goods or services (either wholly or partially) at any time prior to the delivery of the goods or services, in which case Direct Wholesale shall be under no obligation in respect of such order.
All prices are subject to change without notice and orders are accepted by Direct Wholesale on the condition that they will be invoiced at the prices ruling at the date of dispatch, but every endeavour will be made to give 30 days’ notice of any increase.
All prices shown in the published catalogues or price lists are recommended selling prices only and there is no obligation on the part of any reseller to maintain such prices.
A quotation includes only such goods as are specified therein. Direct Wholesale reserves the right to cancel any sale where goods offered ex stock have been previously sold or otherwise committed.
A $20 surcharge may apply at the discretion of Direct Wholesale if an order value is less than $100.
TERMS OF PAYMENT
The purchaser agrees to comply with the Conditions and payment for goods and services shall be made by the purchaser to Direct Wholesale thirty (30) days from the end of the month of purchase, unless otherwise agreed in writing by Direct Wholesale.
Direct Wholesale will endeavor to comply with the time of delivery of goods and services requested by the purchaser but delivery time is not guaranteed nor is time of the essence of the contract of sale of the goods and services. Direct Wholesale will not be liable for any loss or damage of whatsoever nature arising out of a delay in delivery of goods or services. The delivery period quoted commences from the date Direct Wholesale receives sufficient information to proceed with the supply or from the date Direct Wholesale receives the purchaser’s written order, whichever is the later. Quoted delivery dates are subject to confirmation when placing the order.
GOODS RETURNED FOR CREDIT
Goods will not be accepted for credit without prior approval of personnel at Direct Wholesale’s nearest sales office.
In the case of the return of buy-ins against the purchaser’s order, credit will only be allowed if the original manufacturer/supplier also accepts the return.
All goods returned should be in their original containers and should not be shop soiled, obsolete or shop damaged. All such goods may be rejected or credited at a reduced rate.
Cut lengths of cable will not be accepted for return under any circumstances.
No claim will be recognized unless such claim is made within seven (7) days of delivery and in every case the original invoice number and date must be quoted.
All goods approved for return shall be returned freight pre-paid and may be subject to restocking charges.
Any order may, at the option of Direct Wholesale, be terminated in the event of insolvency of the purchaser or of execution being levied against any of the goods of the purchaser or the purchaser being placed into administration or liquidation, whether voluntary or otherwise, or of a mortgagee entering into possession of any assets of the purchaser or the purchaser’s credit worthiness or credit standing alters, in the opinion of Direct Wholesale, from that disclosed in its application for credit.
A variation or cancellation of any order by the purchaser is subject to acceptance by Direct Wholesale of such variation or cancellation and in the event of such agreement the purchaser hereby indemnifies Direct Wholesale against any loss or damage as a result of such variation or cancellation.
Direct Wholesale warrants that the goods it supplies shall be of good and merchantable quality and its liability shall be limited only to the repair or replacement of any faulty or defective goods in terms of the manufacturer’s warranty and Direct Wholesale does not, unless specifically required by law, give any warranty beyond the manufacturer’s warranty, and in no event shall Direct Wholesale be liable either under statute, in equity, in contract or tort (including in negligence) or otherwise for any direct or indirect special consequential or punitive loss or damages (including loss of income, profits or business, loss of goodwill or reputation or loss of value of intellectual property) to persons or property, whether foreseeable or unforeseeable, arising from or caused in any way by such goods.
The purchaser has seven (7) days from the date of delivery of the goods within which to provide Direct Wholesale with written notice of any claim for alleged failure to comply with an order whether due to a shortfall, defect, incorrect delivery or otherwise. Should the purchaser fail to provide such written notice within the stipulated time period then Direct Wholesale shall be deemed to have complied the purchaser’s order in all respects including delivery, quality and quantity.
PACKING, DAMAGE OR LOSS IN TRANSIT
Direct Wholesale uses every care in packing but, unless otherwise agreed, shall not be liable for any loss or damage in transit, and any claim in relation to such loss or damage shall not be accepted by Direct Wholesale and shall be a matter between the purchaser and the railway, shipping company or carrier. The purchaser shall inspect and check all goods received as soon as practicable upon unloading. No claim for shortage of goods shall be made to Direct Wholesale after forty eight (48) hours of such inspection, and while Direct Wholesale shall endeavor to rectify any shortage as soon as practicable after receipt of any claim, it shall not be liable in respect of such rectification.
Direct Wholesale shall be under no obligation to comply with any specification or drawings referred to in any order unless such specifications or drawings have been produced to Direct Wholesale prior to delivery of goods and signed by Direct Wholesale. Otherwise Direct Wholesale does not warrant or represent that the goods are fit for a particular purpose and the purchaser agrees that it does not rely on the skill and judgment of Direct Wholesale in relation to the suitability of the goods for a particular purpose. All such warranties are hereby excluded to the maximum extent permitted by law.
All goods sold shall be at the risk of the purchaser from the time of dispatch of the goods by Direct Wholesale for delivery to the purchaser and the purchaser shall be solely responsible for insuring the goods in transit.
Direct Wholesale may at any time suspend or vary any credit extended to the purchaser or withhold the delivery of goods or services already ordered as Direct Wholesale in its sole and absolute discretion determines.
DEFAULT OF PURCHASER
The purchaser expressly agrees that if the purchaser fails to pay Direct Wholesale the invoiced price of any goods and services by the due date for payment, then Direct Wholesale:
Shall have the immediate right to bring an action against the purchaser for payment of the invoice price of the said goods and services, notwithstanding that ownership and property in the said goods and services shall not have passed to the customer;
May refuse to supply any other goods and services to the purchaser;
May claim the return of any goods in the possession of the purchaser where title in such goods has not passed to the purchaser;
May determine the contract and/or suspend manufacture or delivery, installation, commissioning or testing of any goods then outstanding;
May retain any security given or money paid by the purchaser or available through enforcement of guarantee or security bonds lodged and may apply such security or money against the loss and damages incurred by the failure of the purchaser to pay;
May withdraw or vary any credit extended to the purchaser without notice to the purchaser;
May without notice make all moneys owing by the purchaser to Direct Wholesale on any account immediately due and payable
May take such steps as it deems necessary to mitigate any damage suffered including the putting to use, hiring out, sale or disposal of any goods in its possession supplied or to be supplied to the purchaser;
And, may charge interest on overdue accounts at the rate not exceeding the standard overdraft rate offered by the Commonwealth bank of Australia on the day of calculation.
RETENTION OF TITLE
• (a) Defined terms used in this clause have the same meaning as given to them in the Personal Property Securities Act 2009 (Cwth,)(“PPSA”).
• (b) Direct Wholesale and purchaser acknowledge that a contract constitutes a Security Agreement and gives rise to a Purchase Money Security Interest (PMSI) in favour of Direct Wholesale over the goods supplied to the purchaser, as Grantor, pursuant to a contract, and over the Proceeds (including any sale monies or an account for such monies and insurance monies).
• (c) The goods supplied or to be supplied under a contract fall within the PPSA classification of “other Goods” acquired by the purchaser pursuant to these Conditions.
• (d) The purchaser acknowledges that Direct Wholesale, as Secured Party, is entitled to register its interest in the goods supplied or to be supplied to the purchaser, as Grantor, under a contract on the PPSA Register as Collateral.
• (e) The purchaser waives its right to any of the following under the PPSA:
• (i) receive notification of or a copy of any Verification Statement confirming registration of a Financing Statement or a Financing Change Statement relating to a Security Interest granted by the Purchaser, as Grantor, to Direct Wholesale;
• (ii) Receive notice of removal of an Accession under section 95;
• (iv) Receive notice of an intention to seize Collateral under section 123;
• (iv) Receive notice of disposal of Collateral under section 130;
• (v) Receive a Statement of Account if there is no disposal under section 130(4);
• (vi) Receive notice of retention of Collateral under section 135;
• (vii) Redeem the Collateral under section 142;
• (viii) Reinstate the Security Agreement under section 143;
• (ix) Object to the purchase of the Collateral by the Secured Party under section 129;
• (x) Receive a Statement of Account under section 132(3)(d) following a disposal showing the amounts paid to other Secured Parties and whether Security Interests held by other Secured Parties have been discharged.
• (f) The purchaser agrees that, to the extent permitted by law, nothing in sections 130 to 143 of the PPSA will apply to, or the Security under, these Conditions.
(g) The legal and equitable title in the goods will only pass to the purchaser when all moneys owing by the purchaser to Direct Wholesale on any account whatsover have been paid in full. The purchaser must not do or permit anything to be done which may result in the purchase money security interest granted to Direct Wholesale ranking in priority behind relationship exists between Direct Wholesale and the purchaser in relation to the goods, which must be stored separately as a fiduciary of Direct Wholesale in good condition and in such obtain or grant a lien over, lease or assign by any other way the goods or any security in the goods. (iv) The purchaser irrevocably authorizes Direct Wholesale by its servants or the protection or enforcement of the rights of Direct Wholesale to the goods. (v) The purchaser shall be liable for the payment of all costs, charges and expenses incurred by payment of any moneys owing by the purchaser to Direct Wholesale or in the protection or enforcement of its rights in relation to the goods. (vi) To secure payment of all moneys purchaser to Direct Wholesale all of the purchaser’s beneficial interests in freehold or leasehold property held by it now or in the future as security for payment of all and any moneys purchaser agrees to immediately execute a mortgage or other instrument in terms satisfactory to Direct Wholesale to further secure payment of such moneys. The purchaser hereby power and for the purpose of executing (including as a deed) a mortgage or other instrument of security in any form as determined by such attorney over any real property of the purchaser to secure such moneys.
If the purchaser disputes any charge appearing on an invoice then the purchaser shall give written notice of such dispute to Direct Wholesale immediately upon receipt of invoice and shall pay all other charges not in dispute on the invoice pending an investigation of the dispute.
OPENING A TRADING ACCOUNT
IT IS AGREED: By signing the application form the applicant certifies that the information supplied to Direct Wholesale for the purpose of assessing the suitability for providing the applicant with a 30 Day Credit Facilities is correct at time of writing, and is authorized on behalf of the applicant to make this application and contract on behalf of the applicant and give the warranties outlined in this application.
Direct Wholesale reserves the right to withdraw credit facilities at any time without notice.
The Purchaser will be liable for any costs incurred in enforcing payment of the account.
Should the amount owing under the credit facility at any time exceed the limit mentioned on this application, Direct Wholesale reserves the right to suspend credit facilities until such time as the amount outstanding is reduced below the limit established.
Terms are strictly 30 DAYS from Statement date, i.e. Purchases made during one month are due and payable by the 30th day of the following month. Failure to pay within these terms could result in suspension of Credit Facilities until ALL outstanding amounts are paid in FULL.
Direct Wholesale reserves the right to charge interest on overdue amounts at the rate not exceeding the standard overdraft rate offered by the Commonwealth Bank on the day of calculation. Such interest if applied shall be charged direct to your account.
All goods shall be sold in accordance with the “STANDARD TERMS AND CONDITIONS” as outlined on the purchase invoice.
Should any changes take place affecting the legal entity, structure or management control of the applicant, then Direct Wholesale will be notified immediately in writing.
Under Section 18E (8) (c) of the Privacy Act Direct Wholesale is allowed to give a credit reporting agency personal information about the applicant’s account application. The information which may be given to an agency is covered by Section 18E (1) of the Act and includes:
• Identity particulars (as permitted by the Privacy Commissioner’s determination issued under s.18E(3));
• applied for credit and the amount;
• The fact that Direct Wholesale is a current credit provider to the applicant;
• Payments which become overdue more than 60 days, and for which collection action has commenced;
• Advice that payments are no longer overdue;
• Cheques drawn by the applicant which have been dishonored more than once;
• In specified circumstances, that in the opinion of Direct Wholesale the applicant has committed a serious credit infringement
• That credit provided to the applicant by Direct Wholesale has been paid or otherwise discharged.
The jurisdiction for any legal claim arising from any default will always remain in the State of Queensland.
Costs associated with the collection of any overdue account will be the responsibility of the credit applicant.
If Direct Wholesale considers it relevant to assessing any application for commercial credit, Direct Wholesale may obtain from a credit reporting agency a credit report containing personal information about the applicant in relation to commercial credit provided by Direct Wholesale
YOUR CREDIT LIMIT
exceeding the current limit currently in place or payments received outside our terms and conditions. It is agreed for Direct Wholesale to assess the account at any time to change 0credit limit if needed without authorisation based on trading history.